Shariah-Compliant Financial Solutions that are Simple, Transparent, and Non-Interest. NIB offers Ethical, Non-Interest Banking that Avoids Speculation & Supports Community Growth through Profit-Sharing & Asset-Backed Investments.
Non-Interest Banking (NIB) offers you the opportunity to conduct financial activities without the burden of interest (Riba). Guided by ethical and Shariah-compliant principles, our services ensure transparency, responsibility, and fairness. With NIB, every transaction aligns with your values, ensuring that your finances are managed ethically.
NIB offers ethical finance, shared risks, transparency, and support for community projects while avoiding interest, speculative practices, and overburdening debt. Our commitment is to deliver financial solutions while adhering to the principles of Non-Interest Banking.
Own your home with our flexible, Non-Interest solutions. Enjoy transparent, ethical financing that fits your budget and lifestyle.
Grow your savings ethically with our profit-sharing accounts. No interest, just a smart and Interest-Free way to build your future.
Boost your business with our flexible, Non-Interest solutions. Get the assets you need without the burden of conventional loans.
Invest with peace of mind in Shariah-compliant ventures. Enjoy profitable returns while staying true to your values.
Make a difference with our charity and social welfare programs. Easily donate and contribute to community growth and support.
No interest, ever. All financial dealings are ethically driven.
We adhere to Shariah principles in every transaction.
Clear, upfront terms with no hidden fees.
Financial products designed to meet your specific needs.
Select the NIB account that suits your needs.
Prepare your identification and necessary paperwork.
Submit your application either online or in-person.
Complete the form and provide required documents.
Provide the required documents to the Bank for application approval.
Banks team will review your application for approval.
Make the registration payment for premium services.
Access your client portal to manage your account.
Get your account details and materials.
Enable online and mobile banking for easy access.
Begin using your NIB account instantly.
Get support from our account services when needed.
Join thousands of customers who trust us to provide ethical, transparent, and interest-free financial solutions.
Non-Interest Banking (NIB) promotes ethical and sustainable financial practices that benefit communities and align with important social goals.
Non-Interest Banking (NIB) promotes ethical and sustainable financial practices that benefit communities and align with important social goals.
In real estate, non-interest crowdfunding allows investors to fund projects without earning or paying interest. Instead, they share in the project’s profits or receive rental income. This method is aligned with Islamic finance principles, promoting ethical investments and risk-sharing.
"Affitto con riscatto" is a rent-to-own option in Italy. It allows tenants to rent a property and then choose to buy it later, with part of the rent possibly going toward the purchase price. This helps tenants gradually move toward homeownership.
This agreement allows the buyer to take possession of a property while the seller keeps ownership until the full payment is made. It’s commonly used for installment payments, ensuring the seller’s protection until the purchase is complete.
We’re here to help! Whether you need answers to common questions or want to reach out to us directly, we’ve got you covered.
4.9 of 5 (3600 reviews)
5 of 5 (1295 reviews)
4.9 of 5 (3600 reviews)
5 of 5 (1295 reviews)
Here are Responses to Some Frequently-Asked Questions.
Non-interest banking is a financial system that operates without charging or paying interest.
NIB services operate independently of traditional banks. While Italy has limited non-interest banking options, we provide ethical finance solutions.
Crowdfunding is raising money from many people, usually online, to support a project or venture.
The process usually takes between 3 to 6 months.
Generally, NIB services require savings between €5,000 to €10,000.
The fee is €3,000, payable in installments.
NIB promotes ethical, interest-free financial solutions, aligned with Shariah principles.
No, NIB will purchase the property for you.
The amount varies based on crowdfunding contributions and investors' savings.
Fill out the application form and provide the required documents, such as proof of income and identification.
Installments are based on factors like financing amount, repayment period, and your financial capacity.
Yes, you can live in the home from the start of the agreement while making installments. You fully own the property once payments are complete.
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